Posts tagged Excel

cellphone

Telecos may rip us off at times, but where is the user responsibility?

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A NZ Herald headline today was Salesman ‘crippled’ by internet charges.

This was due to what NZ mobile teco’s charge when roaming- $30 per MB in most countries.  So that’s $30,000 per GB – which compares to around $10-$20  per GB if on a plan in NZ (and no, that’s not a mis-print – $30,000 per GB).  (Btw, OZ is one of the few cheaper countries, and ‘only’ $8 or $10 per MB depending if you are on XT ($8) or Voda($10)).

Now I agree with DPF on Kiwiblog here that this is a rip off, but I think some serious points are overlooked in the media analysis: (more…)

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cashflow

Free tools for fitness businesses

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I have started to build some tools for those interested in starting or running a fitness business (fitness centre, PT stuido etc).

My first one is a cash flow template which I have put on my free tools page of my RichardBeddie.co.nz web site.  This template calculates the forward cash-flow of a fitness business based on the constraints and values entered by the user.  Variables include staff costs, lease costs (including any rent free periods), sales (with an allowance for higher initial sales), retention rate, pricing, staffing levels, costs of borrowing, initial set up costs etc.   Instructions all on the 1st tab.

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graphic_bottle-chardonnay

New Zealand Wine – my top pics

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I just made a huge post about exercise and eating well.  Life is all about balance so here’s my wine post.

Let’s cut to the chase: I like wine.  I like New Zealand wine. I also like drinking good wine, but not paying top dollar for it.

So, here are my top pics for NZ wine, taking into account price (so best value), along my take on overall quality irrespective of price.

Price has the normal price range one can find it for sale (the lower number being less common) along with the recommended retail price (RRP) in New Zealand (based on memory).

A full table listed below.  Click on the wine name for tasting notes etc from the winemaker, or on the wine type to see more about that grape/wine style.

(more…)

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